Singaporean workers can look forward to a $3267 boost in 2025 under the enhanced Workfare Income Supplement (WIS) scheme. This financial support is part of an ongoing effort to uplift lower-income workers, improve retirement adequacy, and promote employment.
This year, changes to the WIS payout structure bring bigger benefits, simplified disbursements, and increased inclusivity for self-employed individuals.
What Is the $3267 Boost About?
The WIS scheme offers annual cash and CPF contributions to Singaporean workers who earn lower incomes. As of 2025, eligible individuals may receive up to $3267 annually, depending on age and income.
The payout is a combination of 10% cash and 90% CPF contributions, primarily credited to the MediSave account to enhance healthcare savings.
This increase in support encourages workers to remain in the workforce and rewards continued employment.
Eligibility Criteria for the 2025 WIS Scheme
To qualify for the $3267 Workfare boost, individuals must meet the following conditions:
- Be a Singapore Citizen
- Be at least 30 years old (no minimum age for persons with disabilities)
- Earn a gross monthly income of between $500 and $3,000
- Own no more than one property
- The annual value of the home must be $21,000 or less
- If married, spouse’s income must not exceed $70,000
For self-employed persons (SEPs), additional steps such as declaring income and making MediSave contributions are required to qualify.
WIS Payout by Age Group
Here’s a breakdown of the maximum annual payout:
Age Group | Maximum WIS (Annual) | Cash (10%) | CPF (90%) |
---|---|---|---|
30–34 | $1,633 | $163.30 | $1,469.70 |
35–44 | $2,333 | $233.30 | $2,099.70 |
45–59 | $2,800 | $280.00 | $2,520.00 |
60 and above / Disabled | $3267 | $326.70 | $2,940.30 |
This boost ensures long-term CPF growth while also supporting short-term daily expenses through the cash component.
Payment Schedule for WIS in 2025
- Employees: Receive payouts monthly, about 2 months after each working month. For example, income from January results in a payout around March.
- Self-Employed Persons (SEPs): Receive payouts annually, starting end-April, provided income is declared and MediSave contributions are made by March 31 of the following year.
Payments will be disbursed through PayNow-NRIC, linked bank accounts, or GovCash if no bank account is available.
Read More: Singapore Senior Bonus 2025 Unveiled – Who Gets Paid, How Much & When?
Steps to Receive the Payment
To ensure you receive the full $3267 boost, here’s what you need to do:
- Ensure CPF contributions are made timely (for employees)
- Declare your income if you are self-employed
- Make MediSave contributions by the deadline
- Keep banking details updated with CPF Board
- Check eligibility annually, especially if your income or job status changes
The $3267 boost for Singapore workers in 2025 reflects strong efforts to support lower-income earners while promoting retirement savings through CPF. Whether you’re employed or self-employed, ensuring that you meet the outlined criteria will guarantee access to these enhanced benefits.
With automatic payments and clearly defined guidelines, the Workfare scheme continues to serve as a vital source of financial stability and encouragement for Singaporeans striving toward a more secure future.
FAQs
Do I need to apply for the WIS payment?
No application is required. If you’re eligible based on employment records or self-employed income declaration, the payment is automatically processed.
What if I own more than one property?
Owning more than one property will disqualify you from receiving the WIS payout.
When will self-employed persons receive the payment?
Annual payments begin from end-April, provided income declaration and MediSave contributions are completed by March 31.