Reaching the age of 22 brings significant financial advantages for Australians receiving Centrelink Youth Allowance or ABSTUDY Living Allowance.
In 2025, changes implemented by Centrelink mean that from your 22nd birthday, you’re automatically considered independent—leading to increased payments and simplified eligibility criteria.
This update is especially important for young Australians pursuing education or training, as it means greater financial freedom and fewer restrictions.
You’re Now Independent at 22 – What It Means
Before turning 22, a student’s Youth Allowance or ABSTUDY payment was heavily influenced by the parental income test, which often limited access to full payments. Now, from the moment a person turns 22:
- They are considered financially independent.
- Parental income is no longer assessed.
- Payment is determined solely by the recipient’s personal income, assets, and circumstances.
This new classification allows eligible recipients to access higher payments, especially those who have been living independently or supporting themselves.
Apply in Advance – Don’t Wait Until You’re 22
Eligible applicants don’t need to wait until their birthday to benefit. Claims can be submitted up to 13 weeks before turning 22, ensuring a seamless transition without gaps in payment.
This early application window is a valuable opportunity to plan ahead and avoid unnecessary financial delays.
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How Much Will You Get at 22?
The exact payment depends on several personal factors, including living arrangements and relationship status. Below is an overview of estimated fortnightly payments for 2025:
| Payment Type | Living Status | Estimated Maximum Rate (Fortnightly) |
|---|---|---|
| Youth Allowance | Single, living at home | ~$395.30 |
| Youth Allowance | Single, living away from home | ~$639.00 |
| ABSTUDY Living Allowance | Single, no children | ~$781.10 |
| Youth Allowance | Single with children | ~$806.00 |
| Youth Allowance | Partnered | ~$639.00 |
Note: Payment amounts are regularly adjusted, so recipients are encouraged to check their Centrelink account or Services Australia portal for the most up-to-date figures.
Already Receiving Youth Allowance or ABSTUDY?
For those already receiving Youth Allowance or ABSTUDY, there’s no need to submit a new application upon turning 22. Centrelink will automatically:
- Update the payment classification to independent.
- Recalculate the benefit based on personal income.
- Adjust the payment amount if necessary.
It’s essential, however, to ensure your details are current within your Centrelink online account to avoid delays or errors.
Why This Change Matters
With the cost of living steadily rising, many young Australians have struggled to make ends meet while studying or undergoing training.
By removing the parental income test at age 22, Centrelink is offering young adults a fairer shot at financial independence.
This change aligns with the broader Centrelink reforms in 2025, which aim to simplify the payment system, increase fairness, and reduce stress for recipients.
Turning 22 now comes with more than just birthday wishes—it brings real financial benefits for students and young adults.
With Centrelink Youth Allowance and ABSTUDY payment boosts, and independence from parental income tests, eligible Australians can expect a stronger financial safety net as they continue their educational or career paths.
Planning ahead and applying early ensures a smooth transition and maximizes support under the updated 2025 rules.
FAQs
Will I automatically get a higher Youth Allowance payment when I turn 22?
Yes, Centrelink will assess you as independent and likely increase your payment, provided your personal income and assets meet the requirements.
Can I apply for Youth Allowance before my 22nd birthday?
Yes, applications can be submitted up to 13 weeks in advance, allowing payments to begin promptly when you turn 22.
Does my parents’ income still count after I turn 22?
No, once you turn 22, Centrelink no longer considers parental income. Your payment will be based entirely on your own situation.