To support Singaporeans amid increasing living costs, the government has rolled out the Cost-of-Living (COL) Special Payment 2025. This one-off cash payout targets lower- and middle-income residents, ensuring direct financial relief reaches those most affected.
This article outlines everything you need to know, including eligibility, payout amounts, and how to receive your payment.
What Is the COL Special Payment 2025?
The COL Special Payment is a one-time payout of up to S$700, distributed under the Assurance Package in 2025. It’s intended to help Singaporeans manage daily expenses like groceries, transport, and utility bills.
This payment complements other national support measures, including utility rebates, MediSave top-ups, and CDC vouchers.
Who Is Eligible for the Payment?
To qualify for the S$700 COL Special Payment, individuals must meet the following criteria:
- Must be a Singapore Citizen
- Be aged 21 or above in 2025
- Have an Assessable Income (AI) of S$34,000 or less for the Year of Assessment 2024
- Not own more than one property
These conditions ensure the payment reaches those with genuine financial needs.
How Much Will You Receive?
The payout amount is tiered depending on your income and property ownership status. The maximum payout is S$700, with lower amounts available for those in slightly higher income brackets or with more assets.
Disbursement Timeline and Methods
Eligible recipients can expect their COL Special Payment in August 2025 through one of the following methods:
| Method | Action Required | Estimated Payout Date |
|---|---|---|
| PayNow (linked to NRIC) | Link your NRIC to PayNow by 21 July 2025 | From 1 August 2025 |
| Bank Crediting | Ensure bank account details are updated by 21 July 2025 | From 12 August 2025 |
| GovCash | No bank account or PayNow link required | From 22 August 2025 |
Do You Need to Apply?
Most eligible citizens will not need to apply. The payment will be made automatically if your eligibility is confirmed and your account details are up to date.
However, if you are applying for the first time or need to update your information:
- Log in to your official government portal using Singpass
- Update your income and bank details
- Ensure submission is done by 10 July 2025 to receive payment on time
Other Financial Support in 2025
Alongside the COL Special Payment, the government is providing additional benefits:
- MediSave Top-Ups: Up to S$450 for seniors and younger Singaporeans
- U-Save Rebates: Up to S$760 in utility bill rebates for eligible households
- CDC Vouchers: Totaling S$800 per household, split into S$500 (May 2025) and S$300 (January 2026)
These measures work collectively to reduce the financial burden on Singaporeans.
The COL Special Payment 2025 is a vital part of the government’s ongoing efforts to support households in managing inflation and rising living expenses. If you meet the eligibility criteria, make sure your information is current to avoid delays.
With payouts of up to S$700, this assistance can go a long way in helping with your everyday needs. Stay updated, act promptly, and take advantage of every financial support you are entitled to.
FAQs
Do I need to register to get the COL Special Payment?
No registration is needed if your details are up to date and you’ve received past payouts. Otherwise, update your information before July 10, 2025.
When will I receive the COL Special Payment?
Payments will begin in August 2025, with dates depending on your preferred payout method.
Can I still receive the payment if I own more than one property?
No, owning more than one property disqualifies you from receiving the COL Special Payment.