In a major move to strengthen support for elderly citizens, Singapore has increased its quarterly payouts under the Silver Support Scheme in 2025. Eligible seniors can now receive up to SGD $1,080 per quarter, totaling SGD $4,320 annually.
This uplift is aimed at helping low-income retirees better manage daily living expenses amidst inflation and higher costs of living.
What Is the Silver Support Scheme?
The Silver Support Scheme (SSS) is part of Singapore’s long-term commitment to seniors who had low lifetime earnings and now lack sufficient retirement savings.
The scheme provides automatic quarterly cash payouts to eligible seniors. No application is needed—eligibility is assessed by the government based on predetermined criteria.
Who Qualifies for the 2025 Silver Support Scheme?
To qualify for the enhanced payout in 2025, the senior must meet the following eligibility criteria:
- Be aged 65 or above.
- Be a Singapore citizen living in Singapore.
- Have total CPF contributions by age 55 less than SGD $140,000.
- For self-employed persons, average annual net trade income between ages 45 and 54 should not exceed SGD $27,600.
- Live in a 1- to 5-room HDB flat.
- Household monthly income per person must not exceed SGD $2,300.
- Must not own more than one property or any private property.
These requirements are evaluated automatically using existing government data, ensuring a hassle-free process for seniors.
Quarterly Payment Structure (2025)
Depending on housing type and household income, the quarterly payout varies. Below is the updated structure:
| HDB Flat Type | Monthly Household Income ≤ $1,500 | Monthly Household Income $1,501–$2,300 |
|---|---|---|
| 1- and 2-room | SGD $1,080 | SGD $540 |
| 3-room | SGD $860 | SGD $430 |
| 4-room | SGD $650 | SGD $325 |
| 5-room (if eligible) | SGD $430 | SGD $215 |
Seniors on ComCare Long-Term Assistance will receive SGD $430 per quarter, regardless of other conditions.
Payment Dates for 2025
Payouts are made quarterly, based on this schedule:
| Quarter | Payment Date |
|---|---|
| January–March | 31 December (Previous Year) |
| April–June | 31 March |
| July–September | 30 June |
| October–December | 30 September |
Seniors who turn 65 in 2025 will start receiving payouts in the quarter following their birthday.
How to Receive the Payment
There are three ways for seniors to receive their quarterly cash support:
- PayNow-NRIC – Fastest and most convenient. Seniors should link their NRIC to PayNow.
- Direct Bank Credit – For seniors who have a registered bank account but haven’t linked PayNow.
- GovCash – For those without a bank account; redeemable at ATMs using NRIC and SMS PIN.
Keeping Your Information Updated
To ensure uninterrupted payments, seniors should:
- Keep bank account details updated with the authorities.
- Link their NRIC to PayNow for fastest disbursement.
- Ensure their household and personal income data is accurate.
With the 2025 updates to the Silver Support Scheme, Singapore’s seniors can expect a greater degree of financial stability.
The government’s move to increase the payout to SGD $1,080 quarterly reflects a strong commitment to safeguarding the welfare of the elderly population. Seniors should check their eligibility and ensure their records are accurate to receive this vital support.
FAQs
Do I need to apply for the Silver Support Scheme?
No application is required. Eligibility is determined automatically by the government.
What if I don’t have a bank account?
You will receive your payment through GovCash, redeemable at designated ATMs using your NRIC and mobile verification.
Can I still get payments if I live in a 5-room HDB flat?
Yes, provided you meet all other eligibility criteria and do not own a private property or multiple flats.