In 2025, Singapore introduced a major update to its Workfare Income Supplement (WIS) scheme, providing higher payouts and broader eligibility to support low-income workers.
The change is designed to help workers, including the self-employed and those with disabilities, cope with living costs and improve their retirement savings.
Here’s everything you need to know about these enhanced Workfare benefits, who qualifies, how much you can claim, and how to get started.
What Is Workfare and Why Was It Changed?
The Workfare Income Supplement (WIS) scheme has been a key part of Singapore’s social safety net since its introduction in 2007. The scheme aims to provide additional financial support to low-income workers while also helping them save for retirement through the Central Provident Fund (CPF).
The 2025 update represents a step forward in making the scheme more inclusive and responsive to rising costs.
As inflation continues to impact everyday expenses, these changes reflect the government’s commitment to helping workers maintain their financial stability.
Key Changes to the Workfare Income Supplement
The Workfare scheme has been enhanced for 2025, with higher payouts, a raised income cap, and expanded eligibility criteria. Below is a comparison of the old and new details:
| Feature | Previous (Before 2025) | New (From 2025) |
|---|---|---|
| Monthly Income Cap | SGD 2,500 | SGD 3,000 |
| Maximum Annual Payout | SGD 4,200 | Up to SGD 4,900 |
| Minimum Age (Non-disabled) | 35 years | 30 years |
| Payout Frequency (Employees) | Quarterly | Monthly |
| Eligibility for Disabled Workers | Same payout as seniors | Enhanced to match senior tier |
These changes aim to reach more workers and provide them with more consistent financial support. The monthly payouts are designed to make it easier for workers to manage living costs while contributing to their retirement savings.
Who Qualifies for the New Workfare?
Starting in 2025, the eligibility criteria for the Workfare Income Supplement has been expanded to include more workers. Whether you’re a full-time employee, a part-time worker, or even a self-employed freelancer, you might now qualify for WIS benefits.
Basic Eligibility Criteria:
- Must be a Singapore citizen.
- Aged 30 years and above (no minimum age for persons with disabilities).
- Earning a gross monthly income between SGD 500 and SGD 3,000.
- Engaged in regular employment or self-employment.
Additional Conditions:
- Must reside in a property with an annual value not exceeding SGD 21,000.
- Must not own more than one property.
- If married, the couple’s combined assessable income should not exceed SGD 70,000 annually.
- Self-employed persons must make MediSave contributions based on their declared income.
For a quick eligibility check, you can use the CPF Workfare Calculator, which is free and confidential.
How Much Can You Receive from Workfare?
The amount you receive depends on your age and income level. Here’s a breakdown of the maximum annual payouts based on age:
| Age Group | Maximum Annual Payout |
|---|---|
| 30–34 | SGD 2,450 |
| 35–44 | SGD 3,500 |
| 45–59 | SGD 4,200 |
| 60 and above / Persons with Disabilities | SGD 4,900 |
Payout Composition:
- Employees: 40% of the payout will be in cash, credited to your bank account; 60% will go into your CPF account for retirement savings.
- Self-employed: The payout is made once a year after you declare your income to IRAS and make required MediSave contributions.
How to Claim Workfare Income Supplement
For Employees:
- No application needed: CPF will automatically assess eligibility based on your employer’s CPF contributions.
- Monthly payouts will be split between your bank account and CPF account.
For Self-Employed Persons (SEPs):
- Declare your income to the Inland Revenue Authority of Singapore (IRAS).
- Make MediSave contributions according to your income.
- After annual review by CPF, you will receive your WIS payment in full.
For Employers:
- Ensure accurate and timely CPF contributions for all eligible employees.
- Help employees understand their WIS entitlements and direct them to online resources.
Why This Matters
The 2025 updates to Workfare are about more than just financial aid—they are a direct investment in social equity and economic stability. Here’s why these changes matter:
- More workers will benefit: With a raised income cap and lower age requirements, more individuals can now access financial support.
- Retirement savings will increase: By contributing to the CPF, workers will be better prepared for retirement.
- Employers benefit from a more motivated workforce: A financially secure employee is a more productive one.
The expanded eligibility and increased payouts reflect Singapore’s commitment to ensuring that low-income workers are supported, both in the short and long term.
The updated Workfare Income Supplement (WIS) scheme in 2025 is a game-changer for low-income workers in Singapore.
With higher payouts, broader eligibility, and more flexible payments, this update makes it easier for workers to manage daily living costs while building their retirement savings. By ensuring that more people can benefit from the scheme, the Singaporean government is fostering a more inclusive workforce.
If you’re eligible, it’s essential to stay informed and claim your benefits to maximize this valuable support.
FAQs
What is the new Workfare payout in 2025?
In 2025, the maximum payout for eligible individuals ranges from SGD 2,450 to SGD 4,900, depending on age and income.
How do I qualify for Workfare?
You must be a Singapore citizen, aged 30+, earning SGD 500 to SGD 3,000 per month, and meet other eligibility criteria.
How do I apply for Workfare?
For employees, CPF automatically assesses eligibility based on employer contributions. For self-employed, you need to declare your income to IRAS and make MediSave contributions.